About

UtilityRanch is a free website of practical calculators, browser tools, planners and articles, in English, Finnish and Swedish.

The calculators cover personal finance, loans and mortgages, business margins, pay, dates and exchange rates. The Tools section has PDF tools and unit converters that work in your own browser, so your files are never uploaded. The Templates section has planners and trackers, for example for budgeting and paying off debt, that you fill in online and can download as Excel, CSV or PDF files.

The goal is simple: provide tools that help you get to an answer quickly without unnecessary complexity.

Everything on the site is currently free to use. Some planners also have a premium version with more features. You can already try these in preview mode, and buying them is planned for the future.

The content is general information and educational estimates, not financial, legal or tax advice.

The site keeps growing, with more calculators, tools and articles added over time. If you notice an error, have feedback or have an idea for a useful tool, get in touch through the Contact page.