Money & Finance
Savings & Investment Calculator
Compare how monthly savings and optional one-time contributions affect your long-term balance and investment returns.
One-time extra savings
Your savings
Regular savings only
Final balance
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Total contributed
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Return earned
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With extra savings
Final balance
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Total contributed
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Return earned
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Effect of extra savings
Additional final balance
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Additional return earned
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Assumes monthly compounding. Regular monthly savings and one-time extra savings are added at the end of the selected month. Taxes, fees and inflation are not included.
How the savings calculation works
Each month's return is calculated on the existing balance before that month's new savings are added. Extra deposits therefore have more time to compound when they are made earlier.