Business Free
Small Business Cash Flow Planner
Enter what is in the bank today and the money you expect in and out. See your balance at the end of every month for the next year, and which months could get tight.
Starting point
Money in
Choose Every month for regular amounts, or one month for a one-off payment.
| Source | Amount | When |
|---|
Money out
| Payment | Amount | When |
|---|
Summary
Month by month
| Month | In | Out | Net | Balance at month end |
|---|
How to read your results
Each month starts with the previous month's closing balance. Money in is added and money out is taken away. Profit is not the same as cash: a month can be profitable and still run short if large payments come before the money arrives.
Need VAT, payment terms or 24 months? Try the Pro version
Download your plan
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This tool is for planning and learning. It does not give financial advice, and the results depend entirely on the numbers you enter.